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Amex Platinum

Comparisons · 5 min

Chase Sapphire Reserve vs. Amex Platinum: I Have Both — Here’s Which One I’d Keep

I pay $1,690 a year to keep both the Chase Sapphire Reserve and Amex Platinum, but I don’t use them the same way. The Sapphire Reserve is the premium card I actually want to spend on. The Platinum is the card I want to have for the benefits. Here’s why I still keep both — and which one I’d choose if I could only keep one.

Sep 7, 2026